Terms and conditions of service
These terms govern your use of zedriphonel.com and our subscription-based financial planning services. By accessing our site or subscribing, you agree to these terms and all Australian laws that apply.
September 23, 2025
Acceptance of terms
By using this website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not accept these terms, please refrain from using this site or service.
Definitions
Key terms used throughout these terms and conditions are defined below.
‘Service’ means the financial planning subscription service provided on zedriphonel.com.
‘Client’ refers to any individual or entity who subscribes to our service.
‘Content’ means all text, images, and information available on this website.
‘We’, ‘our’, and ‘us’ refer to the operators of zedriphonel.com.
Permitted use of service
Our service is intended for personal use by clients in Australia. You must use the site and service lawfully and as described in these terms.
Eligibility
You must be at least 18 years old and legally able to enter into contracts to use or subscribe to our services.
Proof of age may be requested.
Your responsibilities
You agree to use our service responsibly and to provide accurate information.
Prohibited uses
You must not misuse our service or site.
Intellectual property rights
All website content and materials are owned by us or licensed for use. You may not reproduce, distribute, or create derivative works without our consent. Trademarks, logos, and other marks are protected by law.
User content
You are responsible for any content you post or share through our site or service.
Your rights and responsibilities
You grant us a licence to use content you submit for service delivery, while retaining ownership of your data.
Privacy and data protection
We protect your data in accordance with our privacy policy. By using our services, you consent to our data handling practices. Review our privacy policy for details.
See privacy policyDisclaimer of warranties
We provide our service as-is, without warranty of accuracy or fitness for a particular purpose.
Important disclaimer
No content or advice provided by us is a guarantee of results or financial outcomes. Results may vary, and you should seek personalised advice before making decisions.
Limitation of liability
We are not liable for any loss arising from your use of our service or site, except as required by Australian law.
Indemnification
You agree to indemnify us against claims related to your use of the site or service.
Dispute resolution process
If disputes arise, we will attempt to resolve them amicably before seeking other remedies.
Arbitration
Disputes not resolved informally may be referred to binding arbitration under Australian law.
Arbitration is conducted in Australia and decisions are final.
Online dispute resolution
You may also use online dispute resolution services to resolve complaints.
Contact support for detailsSeverability
If any provision is unenforceable, the remainder of the terms will still apply.
Entire agreement
These terms make up the full agreement between you and us regarding your use of the site and service.
Governing law and jurisdiction
These terms are governed by the laws of Australia. Legal actions must be brought in Australian courts.
Termination
We may suspend or terminate your access for breach of terms or unlawful activity. You may cancel your subscription at any time.
Changes to terms
We may update these terms periodically. Continued use of our service is acceptance of any changes.
Contact about terms
Questions about these terms? Contact us below.
Email: content@zedriphonel.com
Phone: +61 7 1915 7036
Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia
Effective date: September 23, 2025
Version: 2.0